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R&F Commercial Debt & Equity Provides Creative Lending

for “Common Sense” Deals;

New Company Started by Seasoned Entrepreneurs

to Address Real Estate Crisis

Washington, D.C. — In response to the challenges in the national real estate market, two American entrepreneurs, Steve Ross, a banker with over 25 years of experience, and Eric Fedewa, an award-winning real estate developer for over 20 years, founded R&F Commercial Debt and Equity. The company, founded in 2011 with offices in Washington, D.C. and Ponte Vedra Beach, FL, has now gained a strong reputation for its expertise and professionalism.


Mr. Ross, fed-up with the new regulations and the lack of ability of today’s banks to lend, formed R&F Commercial Debt and Equity to loan on “common sense” deals. While the financial system remains frozen, there is still a great demand for capital — a service R&F easily provides. He recently teamed up with Fedewa to provide lending solutions to assist their clients in locating, processing and closing the most competitive capital available in the market place.


Ross, describing the founding of the company, said, “Eric Fedewa, a friend and former client, was a developer who was doing similar lending in Florida. We met for lunch last summer, and I told him I was quitting my job and starting a company.”


Ross added, “Our capital is private, and we don’t loan to homeowners, so we can avoid the regulation, but there are a lot of situations which are secure for our investors and important for our borrowers. Our loans free up capital for new ventures to begin, which employs contractors and increases taxes for the economy.”


Said Mr. Fedewa: “Capitalism needs capital, our capital trickles down through the economy, and everyone is better off. We are even doing affordable housing deals with loan non-profits. It seems everyone needs a loan. Since December we have done over 20 loans, and we are hoping to close our first year with $20MM in loans.”

Wall Street Journal  MarketWatch





R&F Commercial Debt & Equity Completes Lending Solution for

Three Fox Vineyards in Delaplane, VA


WASHINGTON, Nov. 21, 2012 /PRNewswire-USNewswire/ — R&F Commercial Debt and Equity LLC, a fast-growing firm gaining a reputation for its expertise in providing innovative lending solutions, has refinanced Three Fox Vineyards, a boutique winery located in the foothills of the Shenandoah Mountains of Virginia.

R&F, founded in 2011 by Steve Ross, a banker with over 25 years of experience, and Eric Fedewa, an award-winning real estate developer for over 20 years, provides loans on       ”common sense” deals. While the financial system remains frozen, R&F assists its clients in locating, procession and closing the most competitive capital available in the marketplace.John Todhunter, owner of Three Fox Vineyards in Delaplane, VA, said he “grew frustrated after dealing with a bank that would not extend his loan” and finding no commercial banks willing to work with him. Finally, he discovered R&F Commercial Debt and Equity.

“I was referred to Mr. Ross by a mutual friend,” said Todhunter. “The vineyard has been my dream for years but the bank was turning it into a nightmare.” R&F saw the value in the project, taking note that Three Fox Vineyard’s business was booming.

“Why wouldn’t a bank do this loan?” said Ross. “I met John Todhunter at his vineyard and I tasted one of his wines on a beautiful Friday afternoon. I learned that the Todhunters enjoy taking trips to various parts of Italy, and that they have unique and insightful knowledge about how these different wines are produced.”

“We saw the awards Mr. Todhunter had won for his wines, how the vineyard was packed with loyal customers. At that point I knew R&F could help Mr. Todhunter and his business,” said Fedewa. “What we look for in our customers is a passion for their business, a track record of financial success, and a vision for future growth. We certainly saw that with Mr. Todhunter.”

“Now I can get back to the business of making great wine, hosting events at my vineyard, and growing my business. Three Fox Vineyards hopes to have a case production goal of 5,000 per year – and that wouldn’t be possible without the financial expertise of R&F,” said Todhunter.

Three Fox Vineyards is located in Delaplane, VA and is open Monday, Thursday, Friday and Saturday from 11 a.m. to 5 p.m. On Sundays, they are open 12 p.m. to 5 p.m. Tours have concluded for the season, but will resume in May 2013. To contact the winery, call 540.365.6074 or email  or for more information go to

San Fransisco Chronicle





R&F Commercial Debt & Equity Gains an Equity Partner

WASHINGTON, Dec. 31, 2012 /PRNewswire-USNewswire/ — R&F Commercial Debt and Equity LLC announced a new equity partnership with Transitional Funding Partners, LLC, based in Minnetonka, MN, to provide up to $25 million in funding for real estate transactions in the form of equity, debt and mezzanine financing.

Co-founded by Steve Ross and Eric Fedewa in 2011, R&F Commercial Debt and Equity provides innovative lending solutions at a time when many small businesses are concerned about the impending ‘fiscal cliff.’ The new partnership with Transitional Funding Partners, LLC will allow the firm to take advantage of many more opportunities for financing with wide ranging investment returns.

Rob Albright, managing director for Transitional Funding Partners, said, “The economy is at a critical standpoint right now, but there are business deals that must move forward. We’ve very excited to partner with Steve Ross and Eric Fedewa because of the quality of investments that they bring to the table, and the very strong returns of those investments. R&F Commercial understands the real estate market and with offices in Washington, DC and northern Florida, we can tap into two dramatically different markets.”

Mr. Ross said, “We’re very excited that Transitional Funding Partners has decided to partner with R&F Commercial. What businesses are looking for is certainty – and R&F Commercial provides this. We want to help businesses. With Transitional Funding Partners alongside us, we look forward to a very bright future with rewarding results for everyone involved.”

According to Bloomberg, deposits at U.S. banks exceeding loans by a record $2 trillion as lenders hold tighter standards due to the threat of a slowing economy. Uncertainty is freezing the economy. Responding to this crisis, Ross, a banker with over 25 years of experience, and Fedewa, an award-winning real estate developer for over 20 years, founded R&F Commercial Debt & Equity LLC.

Said Mr. Fedewa: “We’re proud to work with Transitional Funding Partners. We speak with individual and institutional investors on a weekly, if not daily, basis and feel that the people at Transitional Funding Partners are the real deal. They have the same desire to look for opportunities and fund transactions. The fact is, everyone needs a loan nowadays, and the banks are simply not giving them out — double that with the threat of going over the fiscal cliff, and everyone is paralyzed. We provide capital, and with Transitional Funding Partners’ help, we’ll be helping many more people make their ideas a reality.”

Since September 2011, R&F Commercial has facilitated millions in transactions. Recently, R&F Commercial completed a lending solution for Three Fox Vineyards in Delaplane, VA. With the financial expertise of R&F Commercial, Three Fox Vineyards has gotten back to the business of making wine and hopes to have a case production goal of 5,000 per year. R&F Commercial is hoping to close its first year with $20MM in loans.

About Transitional Funding Partners: Transitional Funding Partners LLC works exclusively with private company owners in the planning and execution of the sale of all or a portion of their companies. Transitional Funding Partners was formed in 1995 with offices in Boston, New York, and London and has constructed a unique proprietary global network of nearly three dozen investment banks and private equity firms, each with a different industry specific focus or approach.

Working in partnership with the company owner, Transitional Funding Partners helps select the investment bank or private equity firm from this network that is best positioned to enable the owner to achieve his or her strategic objectives. Since its inception, Transitional Funding Partners has assisted numerous companies across many industries throughout the United States and Europe. Representative transactions have included companies with revenues ranging from $5 million to $300 million.




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